Retirement

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CalSTRS

CalSTRS offers webinars designed for all stages of your career. Communicating virtually is now more important than ever. Register today so you can plan ahead by better understanding your CalSTRS benefits.

Medical Benefits Trust Fund

The purpose of the MTA Medical Benefits Trust Fund (MBTF) is to provide supplemental funds for MTA retirees’ health care premiums from the time of their retirement until they become Medicare eligible. Effective January 1, 2026, eligible retirees can receive $800 per month* to supplement their health care premiums until they reach age 65. You can download the brochure below! You must be a member of the MTA bargaining unit for the 15 years of service.  Click the link for the full bylaws. 

https://modestoteachers.org/wp-content/uploads/2026/01/MBB-Fund-Rules-2021-with-changes.pdf

 

Qualifications

     

      • Retiree must have 15 years (FTE) of full-time employment in Modesto City Schools, with at least the final three years as a member of the MTA bargaining unit.

      • Retiree must be at least 55 years old at the time of retirement.

      • Retiree must have District health coverage at the time of retirement.

    When going through the retirement process with Modesto City Schools, eligible retirees will fill out an application for the MTA medical benefits, and the Board will approve all who meet the qualifications. *Some other conditions may apply.


    FAQ

       

        1. What date should I put down when I retire?

             

              • Advice: The Association prefers employees indicate their separation date at their last physical work day with MCS. Typically, for most certificated positions, this is the last day of school .

           

            1. Why should the last physical work date should be identified as the separation date?

                 

                  • In all STRS cases the retirement date and separation date cannot be the same day. An employee must separate with MCS prior to retiring with STRS/PERS. For example, an employee may indicate their separation date as 5/30/24 and retirement date as 6/30/24.

               

                1. Will I receive notification from MCS payroll?

                     

                      • Payroll receives notification from STRS regarding each employee whom elected to retire and their desired retirement date. Payroll staff will notify the employee if their retirement date and separation date are the same and will advise them to change either their separation date or their retirement date.

                      • In the event that HR receives a Notice of Separation for a certificated employee and they have indicated a date other than the expected last physical work day, MCS Human Resources generally will reach out to the employee to confirm the date.

                Since 1952 retired Stanislaus County educators have joined together to enhance and protect the benefits of retired educators. Division 38 now has over 900 members, encompassing all of Stanislaus County, which is located in the heart of the Central Valley.

                Disclaimer:
                This website is designed to present general information to MTA members; it should not be considered legal advice. While the publisher(s) will try to keep the information timely and accurate, there are no guarantees. The information made available is subject to change without notice. The user assumes the risk of verifying any materials used or relied upon. All benefits are determined by Teachers’ Retirement Law.

                CalSTRS

                We encourage the use of CalSTRS.com and myCalSTRS.com to take care of many of your information and account needs.

                Social Security Fairness Act

                The law restores Social Security benefits for many retired educators and other public sector workers and repeals GPO and WEP. Click on the FAQ below for more information and resources on what happens next?